Instant Loans
If you aren't a current U.S. Bank customer, a personal loan could give you quick access to funds for your one-time financing needs up to $25,000. We consider your credit score, debt-to-income, credit history and other factors when making approval decisions. The final loan amount, annual percentage rate and estimated monthly payment may vary based on your credit score and other credit qualifiers. If you're a U.S. Bank customer, you may borrow at least $1,000 up to $50,000.
The 3 T(s) of Wealth
Time: Time can be used to generate active income like a salary from a job. Or time can be used to generate passive income like interest income from financial investments.
Talent: You were born with an abundance of it, and it is valuable. Use it to solve problems that people are willing to pay for.
Treasure: Treasure is money. Spend it on things that will make it multiply.
Preserve Your Credit Records
Your credit record is visible to all financial institutions through credit reporting and can impact your ability to access credit in the future from any financial institution. Preserve your credit record by repaying all of your debts in full. Even if it takes you longer than you initially planned. Borrowers who repay on time gain access to higher loan amounts and lower interest rates over time.
Terms & Conditions
We developed our Terms and Conditions with your comfort and security in mind, so that you understand what you are agreeing to when you accept a loan. A summary of key terms from our Terms and Conditions is below:
- Pay loan balance on or before the due date: This term means you understand that you are taking a loan that must be paid back by the due date in order to continue enjoying the service.
- Allow use of your personal data to determine loan offers: This term means that you have given consent to to analyze your personal information in order to provide you with the best available loan offers. Your personal information comes from many sources, including your phone, your bank, bill payments, credit bureaus, and other sources.
- Fees and penalties for late payments: In order to lend to more customers, and increase your loan offers, we must recover loans granted. When you do not repay your loan on the due date, we are forced to charge additional fees and interest. This term means you have given your consent to be subject to these charges if your loan repayment is late.
- Allow messages to your contacts if you do not pay: This term means you consent to sending text messages to anyone you have called, or sent an SMS to, if we are unable to reach you. will only send these messages after multiple unsuccessful attempts to contact you after your loan repayment date has passed.